Writing

A dated account of what the public record establishes, what remains at a preparatory stage and which evidence should come next.

3 minute read · Partnerships, Tanzania, Payments infrastructure, Trade and customs

A technically successful transfer can still leave the payer, the recipient and the institution without the answer they need.

4 minute read · Payments infrastructure

Before technology, I look for a real task, clear institutional responsibility and evidence that the proposed service can survive ordinary operating conditions.

4 minute read · Partnerships, Payments infrastructure, Trade and customs

The continent has mastered the act of moving money. The next opportunity is to connect each transaction to the institution, record and decision that give it meaning.

3 minute read · Payments infrastructure, Trade and customs

The fee is the part everyone quotes. The waiting, the rekeying and the second trip are the part that actually decides whether a small trader can make a living.

3 minute read · Payments infrastructure, Trade and customs