Notes & perspectives
Writing
The people, decisions and practical questions behind payment and trade infrastructure.
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What I Want African Payment Infrastructure to Look Like in Five Years
A practical ambition: understandable services, useful records and a clear route to resolving problems.
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What a Partnership Signing Should Lead To
A useful partnership record follows the work from agreement to the point where people can use the result.
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What Cloud Partners Bring to a Payment Project
The GoPomelo, Tencent Cloud and Techtanium alliance opens a practical discussion about systems, responsibility and service.
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What Should Change After the Viaservice Agreement?
The useful follow-up to a logistics partnership is a clearer account of traders’ costs, working capital and journeys.
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The Questions a Clearing Agent Should Be Able to Get Answered
Fees, records, support and settlement: a useful service should make these answers easy to find.
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How the Tanzania Clearing-Agent Programme Is Intended to Work
A plain-language look at the TAFFA/TACAS programme and the information an agent needs before using a service.
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A Farmer Has Been Paid Only When the Money Reaches the Right Account
The Korosho programme brings an everyday question into focus: what happens between preparing a payment and the farmer receiving it?
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My Vision for Tanzania: Better Payments for the People Behind Trade
Farmers and clearing agents need systems that make the next step clear. That is the practical ambition behind the Tanzania work.
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Africa’s next payment breakthrough is institutional
The continent has mastered the act of moving money. The next opportunity is to connect each transaction to the institution, record and decision that give it meaning.
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What clearance costs when the paperwork is on paper
The fee is the part everyone quotes. The waiting, the rekeying and the second trip are the part that actually decides whether a small trader can make a living.
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Institutional payments are a records problem before they are a money problem
Moving the money is the easy part. Agreeing on what was owed, by whom, and on what evidence, is where institutions actually get stuck.
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How to check a company claim in ten minutes
A registration number is easy to quote and easy to check. Here is what it proves, what it does not, and how anyone can verify it without specialist access.