Ideas from Garang
The systems behind the transaction
Garang’s perspective on institutional payments, trade corridors and the infrastructure that turns transactions into trusted records.
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Africa’s next payment breakthrough is institutional
The continent has mastered the act of moving money. The next opportunity is to connect each transaction to the institution, record and decision that give it meaning.
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What clearance costs when the paperwork is on paper
The fee is the part everyone quotes. The waiting, the rekeying and the second trip are the part that actually decides whether a small trader can make a living.
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Institutional payments are a records problem before they are a money problem
Moving the money is the easy part. Agreeing on what was owed, by whom, and on what evidence, is where institutions actually get stuck.
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How to check a company claim in ten minutes
A registration number is easy to quote and easy to check. Here is what it proves, what it does not, and how anyone can verify it without specialist access.